Learn and Grow
Confused about applying for your very first mortgage? Don’t be. Jo from Jovia has the tips you should know. Learn about rates, costs, fees, types of mortgages, and…well, we don’t want to scare you, so check out the video.
Get to know the homebuying process
Buying a house is an exciting step, but it also has many steps that can make the journey home feel a lot longer than it should be. That’s why we’ve created this series of articles to help you navigate the home buying process like a real estate pro.
How do mortgages work?Continue Reading
First-time homebuyer mortgagesContinue Reading
How to get pre-approved for a mortgageContinue Reading
Homebuying 101: How to make an offer on a houseContinue Reading
When should you refinance your mortgage?Continue Reading
Homebuying 101: Fixed Rate vs Adjustable Rate MortgagesContinue Reading
Homebuying 101: Finding the right home for the right priceContinue Reading
Homebuying 101: Getting your credit in orderContinue Reading
Credit Unions vs. Banks
What is the difference between a credit union and a bank? Jo from Jovia covers the similarities – and differences – between the two types of financial institutions. (Oh, if you live on Long Island, within our field of membership, you’ve already met one requirement to join Jovia!)
Don’t skip this video! Jo from Jovia explains budgeting. Like it or not, budgeting is necessary to keeping a well-ordered financial life. And, its not as difficult as you might think, thanks to Jo’s explanation of the “50-30-20 rule!” Remember this. You’ll be glad you did.
Cars... Buy 'em or Lease 'em
Ah, the always hard-to-answer question: Buy a car, or lease a car? While relaxing in her own (or leased?) car, Jo from Jovia presents a question-and-answer session about which option is best based on your needs when it comes to cars. Vroom vroom.
Have you wondered what some of those financial acronyms actually mean, but were afraid to ask? Jo from Jovia explains a number of them in this video (along with an entertaining tongue-twisting listing of them that’s worth the watch).