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Homebuying

How to Get Preapproved for a Mortgage

The search is on! You’re in the market for a new home. Before you hit the pavement visiting open houses, you’ll want to get preapproved for a mortgage. We’ll explain how to get preapproved for a mortgage, why it’s an important step in the home buying process and the documents you need to get started.

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Homebuying

Homebuying 101: How to Make an Offer on a House

Your credit is in order, you found the right home at the right price, and you chose a mortgage term that best meet your needs. It sounds like you’re ready to make an offer on a new home!

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Homebuying

When Should You Refinance Your Mortgage?

Is it a good time to refinance? This is a common question homeowners ask themselves. Check out our tips on the best time to refinance and what to consider before refinancing your home.

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Homebuying

Homebuying 101: Fixed Rate vs Adjustable Rate Mortgages

Do you find yourself trying to figure out whether a fixed rate mortgage or adjustable rate mortgage is right for you? We can help!

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Homebuying

Homebuying 101: Finding the right home for the right price.

Every day, Jovia works with members who are exactly where you are. We’ve got some great guidelines and tips on finding the right home and buying it at the best price possible so you can enjoy the home-shopping process rather than worry your way through what should be an exciting time in your life.

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