In observance of Martin Luther King Jr. Day, Jovia will be closed Monday, January 20th.

Important Update: NEFCU is now Jovia Financial Credit Union! Although we've changed our name, our commitment to you remains the same. Start banking on the bright side with Jovia today. Learn More

Business Banking

Great services. Maximum potential.

Each day a multitude of small businesses are born on Long Island. Each day, the passion, the initiative, and the resilience of small businesses create jobs and keep local communities vibrant.

Small businesses and their owners know that they require more than passion and ideas to be successful. That’s why Jovia offers small businesses a set of skills, products, and services designed to strengthen their finances, realize their investment plans and get more rewarded for their personal sacrifices.

Jovia benefits include:

  • Services tailored to your business
  • Low rate loan options with flexible terms
  • A spectrum of checking options with generous thresholds and low or no monthly fees
  • Free basic cash management tools
  • Great rates that maximize your savings
  • Custom services for law offices and property management