In observance of Martin Luther King Jr. Day, Jovia will be closed Monday, January 20th.

Important Update: NEFCU is now Jovia Financial Credit Union! Although we've changed our name, our commitment to you remains the same. Start banking on the bright side with Jovia today. Learn More


Get real buying power

For those day-to-day expenses, Jovia’s VISA® Platinum Business Credit Card has one of the lowest APRs available, a great rewards program, and no annual, cash advance or balance transfer fees. Lines up to $50,000 are available. Plus, you can set spending limits on employee issued cards to better manage spending.