Due to the impact of the coronavirus, Jovia’s branch and service hours have changed. We have temporarily closed select branches and all in-branch member service needs will be by appointment only. For more information, please click here.

Business Overdraft Line of Credit

Rainy day funds for your business

For your short-term business financing needs, Jovia’s Business Overdraft Line gives you access to additional funds tied to your Jovia Business Checking Account so that you may avoid bounced checks up to your available credit limit.

Benefits of financing with Jovia include:

  • Available overdraft lines from $5,000 up to $50,000
  • Competitive variable rate
  • Account information available online
  • Transfers in easy increments of $100 to your business checking account


All loan types, rates, and terms are subject to change without notice. Subject to credit approval. Not all applicants may be approved.