Important Update: NEFCU is now Jovia Financial Credit Union! Although we've changed our name, our commitment to you remains the same. Start banking on the bright side with Jovia today. Learn More

Business Overdraft Line of Credit

Rainy day funds for your business

For your short-term business financing needs, Jovia’s Business Overdraft Line gives you access to additional funds tied to your Jovia Business Checking Account so that you may avoid bounced checks up to your available credit limit.

Benefits of financing with Jovia include:

  • Available overdraft lines from $5,000 up to $50,000
  • Competitive variable rate
  • Account information available online
  • Transfers in easy increments of $100 to your business checking account


All loan types, rates, and terms are subject to change without notice. Subject to credit approval. Not all applicants may be approved.