In observance of Martin Luther King Jr. Day, Jovia will be closed Monday, January 20th.

Important Update: NEFCU is now Jovia Financial Credit Union! Although we've changed our name, our commitment to you remains the same. Start banking on the bright side with Jovia today. Learn More

Business Line of Credit

Cash when you need it.

When building a business, cash flow is king. And with a Jovia Business Line of Credit, you never have to worry. The cash you need to purchase inventory, offset accounts receivable, or meet short-term needs has never been easier or more flexible.

Benefits of a Jovia Business Line of Credit

  • Competitive variable rates on lines of $5,000 and up
  • Convenient interest-only payment options
  • Terms up to 3 years


Business account offerings, rates, and product features are subject to change without notice.