If your business is interested in SBA relief programs, our business lending partner Newtek can help. Please click here to be contacted directly by Newtek.

Due to the impact of the coronavirus, Jovia’s branch and service hours have changed. We have temporarily closed select branches and all in-branch member service needs will be by appointment only. For more information, please click here.

SBA under the Cares Act

SBA under the Cares Act

SBA relief programs are available through our business lending partner, Newtek. Jovia does not currently offer this program. Please fill out a request form to be contacted directly by Newtek

SBA Loans

Plan with confidence

Buying property for your business? Need working capital or new equipment? Having trouble with traditional financing? Jovia’s Small Business Administration (SBA) loan programs could be just what you need to make it happen.

Jovia’s Small Business Loan offerings include:

SBA 7(a) Loans

  • General purpose financing (real estate, equipment, working capital, partner buyout)
  • Longer terms and lower down payments
  • SBA-guaranteed to 85% of loan
  • Borrow from $75,000 to $5 million
  • Terms up to 25 years

SBA 504 Loan

  • Finance long-term assets
  • Loans up to 90% of purchase price
  • Borrow from $250,000 to $5 million
  • Terms up to 25 years


Final terms and conditions are subject to full underwriting review and SBA approval and authorization. Business account offerings, rates, and product features are subject to change without notice.