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SBA Loans

Plan with confidence

Buying property for your business? Need working capital or new equipment? Having trouble with traditional financing? Jovia’s Small Business Administration (SBA) loan programs could be just what you need to make it happen.

Jovia’s Small Business Loan offerings include:

SBA 7(a) Loans

  • General purpose financing (real estate, equipment, working capital, partner buyout)
  • Longer terms and lower down payments
  • SBA-guaranteed to 85% of loan
  • Borrow from $75,000 to $5 million
  • Terms up to 25 years

SBA 504 Loan

  • Finance long-term assets
  • Loans up to 90% of purchase price
  • Borrow from $250,000 to $5 million
  • Terms up to 25 years


Final terms and conditions are subject to full underwriting review and SBA approval and authorization. Business account offerings, rates, and product features are subject to change without notice.