In observance of Martin Luther King Jr. Day, Jovia will be closed Monday, January 20th.

Important Update: NEFCU is now Jovia Financial Credit Union! Although we've changed our name, our commitment to you remains the same. Start banking on the bright side with Jovia today. Learn More

Term Loans

Meet your goals on your own terms

If your goals are big, a Jovia Business Term Loan could be the perfect solution. Flexible, affordable and quick to close, term lines can be used for any down-the-road expenses. Use it to finance equipment, increase inventory, expand office space or to pay off existing debts at lower rates.

Benefits of a Jovia Business Term Loan

Jovia business term loans offer:

  • Flexible, fixed or variable rates
  • Amounts from $30,000 up
  • Terms from 12 to 84 months
  • Financing up to 80% of the value
  • Zero pre-payment penalties


Final terms and conditions are subject to full underwriting review. Business account offerings, rates, and product features are subject to change without notice.