In observance of Martin Luther King Jr. Day, Jovia will be closed Monday, January 20th.

Important Update: NEFCU is now Jovia Financial Credit Union! Although we've changed our name, our commitment to you remains the same. Start banking on the bright side with Jovia today. Learn More

Will I need to have an attorney represent me at closing?

Attorney representation is required if you are purchasing a home. However, it's not necessary for a refinance.

Back to Knowledge Base