Advice

Let's talk money

Talking about money can be pretty awkward, especially if you're not familiar with all the lingo we use in banking. But the reality is that talking about money shouldn't be that awkward, nor should understanding money management require an accounting degree. That's why we're committed to sharing with you everything we've learned from serving Long Island for over 80 years.

Whether you're just getting to know us, and trying to understand the differences between a credit union or bank, or moving onto big investments, like buying your first home, we have some tips to help you on your way.

Advice
Homebuying

Should I Buy a House Now?

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5 Minute Read
Borrowing | Personal Loan

What can I use a personal loan for?

Thinking about applying for a personal loan, but you’re unsure what you can use it for? You’re not alone. Personal loans are flexible and can be used for just about anything. Learn the common situations a personal loan can be used for and how it can help you financially.

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3 Minute Read
Budgeting

The smartest way to pay off student loans

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4 Minute Read
Advice | Credit Union Benefits

How to join a credit union

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5 Minute Read
News | Community

Jovia Extends Partnership with We Connect The Dots to Support Code-a-Thon Program for 2021

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3 Minute Read
Homebuying

How do mortgages work?

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3 Minute Read
Advice

How couples manage money

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3 Minute Read
Budgeting

How to budget for the holidays

‘Tis the season! The holidays are full of hope, joy, food, family, shopping, and, let’s not forget, stress! It’s a time known for giving and receiving, and if you’re thinking about planning for the holidays, especially in times of economic uncertainty, you’re not alone. We’ll explain how to budget for the holidays, so you can give without getting into debt.

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5 Minute Read
Homebuying

First-time homebuyer mortgages

Exciting times, you’re ready to become a homeowner. Buying a home for the first time can be exhilarating and nerve wracking, especially when it’s time to apply for a mortgage. Before the search begins and house hunting starts, learn what it means to be a first-time home buyer, 10 key steps to buying a home, first-time home buyer mortgage options and how to apply.

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7 Minute Read
Scholarships | News

We Are Proud to Announce our $50,000 Premier Scholarship Winner

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1 Minute Read
Advice

How to stay on top of your credit

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6 Minute Read
Security

How to prevent identity theft

Living in a digital world makes us more susceptible to having our personal information stolen without even realizing it. In the US, 33% of adults have experienced identity theft. Read this article to learn how to prevent identity theft, and what to do if it happens to you.

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5 Minute Read
Security

Personal cybersecurity tips

Did you know there is a new victim of identity theft every two seconds? While our digital world helps make our lives more convenient, it also forces us to proactively look for ways to keep our personal information safe and secure. Learn more about personal cybersecurity tips in this article.

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6 Minute Read
Borrowing

How does a home equity line of credit work

If you have recently asked yourself, what is a home equity line of credit and how does it work, you’re not alone. It’s a frequently asked question when homeowners need cash. A home equity line of credit can get you the money you need when you need it. We’ll explain the process of how it works and what it can be used for so you can determine if a HELOC is the right choice for you.

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3 Minute Read
Budgeting

Money management for college students

The college experience is about learning, growth, and, of course, fun! What can be a very exciting time can also be overwhelming, especially if you’re on your own and managing your finances for the first time. Check out these tips on how to save money in college while having the time of your life.

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4 Minute Read
News

Jovia Participates in Virtual Tech Talk

IT specialists from Jovia Financial Credit Union, Webair Cloud and Cipher discuss the importance keeping your business secure when leveraging the cloud.

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3 Minute Read
Borrowing | Personal Loan

How to apply for a personal loan

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2 Minute Read
Homebuying

How to get pre-approved for a mortgage

The search is on! You’re in the market for a new home. Before you hit the pavement visiting open houses, you’ll want to get preapproved for a mortgage. We’ll explain how to get preapproved for a mortgage, why it’s an important step in the home buying process and the documents you need to get started.

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4 Minute Read
Advice | Credit Union Benefits

What's the difference between a credit union and a bank?

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3 Minute Read
Budgeting | The New Normal

How to budget on a lower income

Being part of the workforce means you’ve probably seen your fair share of ups and downs. It’s not uncommon to be affected by a furlough or layoff at some point in your career. We’re here to help guide you through this challenging time so you can come out stronger. We’ll explain how to budget on a lower income and stretch your dollars further until you’re back on top again.

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5 Minute Read
Homebuying

Homebuying 101: How to make an offer on a house

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4 Minute Read
News

Forbes Rates Jovia Among Best in State for the Second Year in a Row

For the second year in a row, Jovia Financial Credit Union was named by Forbes Magazine as one of the top credit unions in the state based on member satisfaction and recommendation scores.

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2 Minute Read
Homebuying

When should you refinance your mortgage?

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6 Minute Read
News | Community

Jovia teams up with Special Olympics New York on First-Ever Sports Season at Home for Athletes

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3 Minute Read
Budgeting | The New Normal

What to do with your stimulus check

Congress approved a $2 trillion stimulus package in response to the coronavirus relief fund and checks are already being received by taxpayers. Learn your options for what you can do with your stimulus check here.

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3 Minute Read
Homebuying

Homebuying 101: Fixed Rate vs Adjustable Rate Mortgages

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5 Minute Read
News

Jovia Has No Reservations About Supporting Local Eateries and Feeding Members

Jovia Financial Credit Union buys thousands of dollars’ worth of food delivery gift cards to support local businesses.

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2 Minute Read
News

Jovia Provides Funds for Masks, Gloves and Other Supplies to the Cerebral Palsy Association of Nassau

Jovia Financial Credit Union has donated funds to bring supplies of PPE Gear to CP Nassau needed for work with adults with disabilities.

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2 Minute Read
News

Jovia Partners with Island Harvest to Fill Need for School Lunches

To help address a growing need during the Pandemic, Jovia Financial Credit Union has partnered with Island Harvest to deliver hundreds of meal kits to students and their families in 30 school districts.

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2 Minute Read
News

Jovia Financial Credit Union Hits 200K Membership Milestone

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2 Minute Read
News

Jovia Sponsors Hofstra University's Money and Me Program

To help put more young Long Islanders on a path toward financial security and success, Jovia is partnering with Hofstra University's Frank G. Zarb School of Business and School of Education to expand their Money and Me financial literacy program.

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3 Minute Read
News

KJOY 98.3 & Jovia Financial Credit Union Help Answer One Family's Holiday Wish

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3 Minute Read
News

Jovia Participates in NCMTA "How to Make Math Count" Conference

On January 9, 2020, Jovia attended the Nassau County Mathematics Teachers Association (NCMTA) "How to Make Math Count" Conference held at Molloy College with 350 Long Island teachers in attendance.

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1 Minute Read
News

Jovia's Financial Literacy Program Visits Uniondale High School

Jovia's Financial Literacy Program at Adelphi University provides on-campus financial literacy education. Adelphi students who receive financial literacy training are sharing their skills educating high school students across Long Island. Adelphi business students and staff conducted their first successful financial literacy presentation to students at Uniondale High School on December 16th.

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2 Minute Read
News

Jovia Awards $44,000 In Grants To Teachers On Long Island

A number of Long Island schools will soon see new items like ukuleles in music class, sensory diet items in special education lunchrooms or new math labs with the help of Jovia Financial Credit Union's Funding Your Ideas (FYI) Teacher Grants Program.

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2 Minute Read
News

Jovia Installs Free Charging Stations at Westbury Branch

Jovia Financial Credit Union is getting members and non-members "all charged up" with new electric vehicle charging stations, available free to the public, located just outside the newly redesigned Westbury branch.

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2 Minute Read
News

Jovia Unveils a New Modern Branch in Westbury

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2 Minute Read
News

Jovia Named a Forbes 2019 Best in State Credit Union

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1 Minute Read
News

Jovia Financial Credit Union is the Official Credit Union of the New York Islanders

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2 Minute Read
News

Miles To Go! Jovia Supports LIE Litter Removal

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1 Minute Read
Homebuying

Homebuying 101: Finding the right home for the right price

Every day, Jovia works with members who are exactly where you are. We’ve got some great guidelines and tips on finding the right home and buying it at the best price possible so you can enjoy the home-shopping process rather than worry your way through what should be an exciting time in your life.

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4 Minute Read
News

Jovia Financial Credit Union presents: The Space at Westbury

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1 Minute Read
News

Rock on! Jovia is now the title sponsor of Long Island's Music Hall of Fame

Who knew Long Island had such a rich an impressive and rockin’ music history?

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1 Minute Read
Homebuying

Homebuying 101: Getting your credit in order

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9 Minute Read

Glossary

Discover the definition of financial words and phrases in this comprehensive financial dictionary.