In observance of Martin Luther King Jr. Day, Jovia will be closed Monday, January 20th.

Important Update: NEFCU is now Jovia Financial Credit Union! Although we've changed our name, our commitment to you remains the same. Start banking on the bright side with Jovia today. Learn More


For your life's big events

Want to live your dreams? It takes a lot of work to make your dreams come true. It also takes money, and that’s where we can help. If you’re buying a new home, fixing up your current one, buying a new car, getting married, or sending a family member off to school, our loans can help. We know how scary borrowing money can be. That’s why we work with you to figure out what will work best for your situation. And that’s why we offer you loans at great low rates, with the features you need to build the life you want.

Why should you turn to Jovia for your next loan?

  • Great low rates for loans
  • Flexible terms
  • Personal service
  • Knowledge, experience, and guidance
  • Achieve your goals

Lower rates on loans give you the freedom to achieve your dreams. With fewer fees, borrowing from Jovia is the smart choice. Welcome to Jovia the bright side of banking.


All loan types, rates, and terms are subject to change without notice. Subject to credit approval. Not all applicants may be approved.

NMLS# 543667