NEFCU is now Jovia Financial Credit Union! Although we've changed our name, our commitment to you remains the same. Start banking on the bright side with Jovia today. Learn More

Credit Cards

Do more and pay less

A Jovia Credit Card can help you do the things you want to do. It can give you the flexibility and convenience you need in your personal finances. Our credit card options include low-interest rates if you’re the type of person that carries a balance on your card, or a rich rewards program if you’re the type that uses the card often but pays it off at the end of each month. We want to give you the best options to lead the life you want.

Why go with Jovia for your next credit card?

Why go with Jovia for your next credit card?

No matter the card, you can enjoy:

  • Great low rates¤
  • Rich rewards
  • No annual, balance transfer, or foreign transaction fees
  • Safe and secure EMV chips
  • Use with Apply Pay, Android Pay, and Samsung Pay
Question 1
I'm just getting started managing my own personal finances
Not sure which card?

Let's find a card for you.


¤ Visa® Advantage Card has an introductory rate as low as 1.99% APR1 on purchases an balance transfers for the first twelve (12) months, then as low as 9.99% thereafter. Visa® Signature Elite Credit Card is as low as 12.99% APR1.

1 APR = Annual Percentage Rate.