Credit Cards
Do more and pay less
A Jovia Credit Card can help you do the things you want to do. It can give you the flexibility and convenience you need in your personal finances. Our credit card options include low-interest rates if you’re the type of person that carries a balance on your card, or a rich rewards program if you’re the type that uses the card often but pays it off at the end of each month. We want to give you the best options to lead the life you want.

Add flexibility to your personal finances to lead a better life:
Low Interest Cards
Want to pay less for using your credit card? Make low rates a high priority with the Jovia Advantage Visa® Credit Card.
Travel Rewards Cards
Use your card a lot? Why not earn as you spend! Earn points for travel and rewards with Jovia’s Signature Visa® Credit Card.
Credit Monitoring
Worried about your credit score? FraudScout monitors your credit and keeps you up-to-date on any potential risks to your identity.
Why go with Jovia for your next credit card?
Why go with Jovia for your next credit card?
No matter the card, you can enjoy:
- Great low rates¤
- Rich rewards
- No annual, balance transfer, or foreign transaction fees
- Ability to turn your cards on and off, block merchants and transactions, and set spending limits using our card controls service
- Safe and secure EMV chips
- Use with Apply Pay, Android Pay, and Samsung Pay
¤ Visa® Advantage Card has an introductory rate as low as 1.99% APR1 on purchases an balance transfers for the first twelve (12) months, then as low as 9.99% thereafter. Visa® Signature Elite Credit Card is as low as 12.99% APR1.
1 APR = Annual Percentage Rate.