If your business is interested in SBA relief programs, our business lending partner Newtek can help. Please click here to be contacted directly by Newtek.

Due to the impact of the coronavirus, Jovia’s branch and service hours have changed. We have temporarily closed select branches and all in-branch member service needs will be by appointment only. For more information, please click here.

Don't miss out on this great rate!

Limited Time Offer!

Earn 1.10% APY with our 30-month certificate. Act now, this offer won't last long. Don't forget our consumer certificates are penalty free for tuition and home purchases.

Certificates

Grow your money safely

Tired of riding the ups and downs of the stock market roller coaster? Jovia has a healthy and safe way to grow your money, without the scary fluctuations of the market. A Jovia Certificate account is a great investment vehicle, for the short or long-term, that offers you safety, security and a guaranteed high yield.

Higher Earnings

Virtually nothing beats a Jovia Certificate account for a short or long-term investment vehicle that offers you safety, security, and a guaranteed high yield. No matter where you are in life right now, it’s never a bad time to think about the future.

Flexible Terms

Depending on your investment horizon, we can offer you flexible terms from three months to five years.

Automatic Renewals

We know life can get in the way. That’s why we make it convenient for you to keep saving. When your first term ends, unless you want to move, your certificate will automatically renew at the prevailing rate so you can keep on earning!

Featured Rates

30-Month

Minimum Term

1.100%

APY†

24 Months

Renewal Term

$1,000

Minimum to Open

1.080%

Rate

3-Year

Minimum Term

1.100%

APY†

36 Months

Renewal Term

$1,000

Minimum to Open

1.080%

Rate

5-Year

Minimum Term

1.500%

APY†

60 Months

Renewal Term

$1,000

Minimum to Open

1.469%

Rate

Disclosures:

APY = Annual Percentage Yield. Rates are subject to change without notice. APY assumes all dividends remain in the certificate until maturity. Withdrawals will reduce earnings. Fees could also reduce earnings. Penalties may be imposed for early withdrawal. Penalty-free withdrawals for tuition and home purchases only. Ask for details.