Go green, get green.
Go green, get green.
Open a first-time Go Green Checking account with direct deposit of $100 and get a $150 cash bonus.3
- - Earn a 1.00% interest rate on account balances up to $25,000
- - Free first order of checks* and no monthly maintenance fees
- - Get up to $20 in monthly ATM fee rebates*
Checking Accounts
Free means free
If your bank is charging you fees to do your everyday banking, it’s time for something better. Free checking that earns you up to 1.0% APY.* Jovia helps you keep more of your hard-earned cash, all while avoiding those pesky bank fees.
No Fees
There's no minimum balance to open, or minimum monthly balance to avoid maintenance fees. And, your first set of standard checks is free!
Higher Earnings
You can earn up to 1.00% APY* on account balances up to $25,000, and a competitive rate on balances over $25,000. That’s some serious earnings!
55,000+ ATMs
Enjoy fee-free withdrawals when you need cash at over 55,000+ Allpoint® Network ATMs. Plus, access your account anytime with free online and mobile banking.
Top-Rated App
Life can take you to many places. Whether you’re on the move, at home or on a beautiful beach, you can use our top-rated mobile app to bank anytime and anywhere with convenience and ease.
Round up purchases and save with Stash My Cash
With Stash My Cash, every time you use your Jovia debit card, we’ll round up your purchase to the nearest whole dollar and stash it in your selected deposit account. Saving the spare change from everyday debit card purchases will automatically grow that stash into cash.
For example: If you spend $55.49 at the grocery store, the transaction will be rounded up to $56.00. 51 cents will automatically be added to your savings.
Stash cash for the grandkids, holiday gifts, the college fund, or for any other savings goals.
Have questions? We have answers!
Start getting rewarded for using your account
You can earn a special bonus rate on balances up to $25,000, and a competitive rate for any balances over $25,000 when you:
- Spend $250 on everyday purchases (like buying groceries) using your debit card.
- Sign up to receive paperless statements within online banking or our mobile app.
- Deposit $100 into your account with direct or mobile deposit, or pay at least one bill using Bill Pay each month.
Ready to start earning? You can track your monthly progress with the Jovia mobile app, or through online banking.
To calculate your average daily balance, you must total your balance from each day in the billing cycle (even the days that your balance didn't change) and divide the total by the number of days in the cycle.
If you meet all of the minimum account requirements for a Go Green checking account you will receive the current bonus interest rate on balances up to $25,000. The balance calculation is based on many factors, including the average end-of-day account balance and the number of days in each month.
The calculation used to obtain interest is: (interest rate% / number of days in the current year) multiplied by the average end-of-day balance of the account for the month in question multiplied by the number of days in the month.
Yes, all Go Green requirements are waived during the first month the account is opened, and bonus interest will be paid. All three requirements including Visa debit usage, direct deposit/bill pay, and paperless statement enrollment must be fulfilled by the 28th of the following month to earn the bonus interest.
You can keep track of your Go Green bonus by checking your progress within Online & Mobile Banking.
Our Elements Account, specifically designed for children ages 11 to 17, is a great way to teach your child the basics of sound money management. Once you open this account, your child will become a member of our Elements Teen Club, and become eligible for a free Free Checking Account and Visa® Debit Card.
Please note that a parent, legal guardian, or adult family member must be joint on the account for children 16 years old and younger.
There are thousands of locations where you can access your money surcharge-free. Get cash at any of our credit union ATMs or at thousands of Allpoint® ATM's nationwide.
Plus, if you have a Go Green Checking Account and meet the account requirements, we'll reimburse you up to $20 per month for any out-of-network ATM fees you may incur!