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Open Account
Overview

Money Market

Save more, earn more

Want to be rewarded for growing your savings? With a Jovia Money Market account, the more you save, the more you earn. Our Money Market accounts even have rates that increase as your balance does, so you can grow your savings while ensuring that your funds are available whenever you need them.

Open Account Advantages Rates FAQs

Low fees

Save with no custodial or maintenance fees.

Competitive Rates

Rates go up as your balance grows. So, the more you save, the more you earn!

Convenience

We allow you to transfer and withdraw from your Money Market accounts six times a month for free!°

Featured Rates

Balances $25,000-$49,999

0.200%

APY°°

0.200%

Rate

Balances $50,000-$99,999

0.250%

APY°°

0.250%

Rate

Balances $100,000-$249,999

0.350%

APY°°

0.350%

Rate

Balances over $250,000

0.400%

APY°°

0.400%

Rate

FAQs

What are the transaction limitations on our Money Market?

You can make up to six (6) electronic transactions per month of which three (3) can be checks. If a transaction is made in person, it does not count towards the limit of 6.

Can I use Bill Pay to pay bills from my Savings or Money Market Account?
Savings and Money Market accounts are designed to help you save money and as such, are subject to government-imposed transaction limits outlined in Regulation D under the Securities Act . Exceeding those transaction limits will result in a fee. To help save you money and ensure you avoid these fees, our Bill Pay service will only access your checking account(s).
How often is interest compounded?
Interest is treated differently depending on which account type you have. In general, interest is accrued daily and posted monthly. On Term Certificate accounts, interest compounds daily.

° A fee will be imposed for transactions exceeding the six allowed per month. Rates and terms are subject to change without notice.

°° APY = Annual Percentage Yield. Minimum balance to earn APY is based on a 30-day month. Fees could reduce earnings on the account. Rates on Savings and Checking accounts may change after the account is opened. A minimum of $5 must be maintained in a Savings account to have access to all of our products and services.