Savings Accounts
It's smart and simple
We know putting cash away for a rainy day isn’t always easy. But with a Jovia Savings Account, you can get going with as little as $5. It’s easy to open, offers a great rate, and gives you access to all the advantages of Jovia membership, too.

Low Minimums
Jovia Savings Accounts are a smart and simple way to get started and makes saving easy. Setting aside even a little each month can make a big difference down the road. That’s why the required amount to open is $5 (that’s a cup of coffee these days!). Plus, while you’re busy saving, your money is busy earning interest.
Flexible Options
Saving for something special? We can help! Our special purpose savings accounts provide a structured way for you to put money aside for those fun times such as holiday gifts, vacations or summer camps.
Competitive Rates
We offer some of the most competitive rates on Long Island.
Local Convenience
You can access your funds at over 55,000 fee-free ATMs nationwide or manage your savings through our online and mobile banking tools, available 24/7.
Low Minimums
Jovia Savings Accounts are a smart and simple way to get started and makes saving easy. Setting aside even a little each month can make a big difference down the road. That’s why the required amount to open is $5 (that’s a cup of coffee these days!). Plus, while you’re busy saving, your money is busy earning interest.
Flexible Options
Saving for something special? We can help! Our special purpose savings accounts provide a structured way for you to put money aside for those fun times such as holiday gifts, vacations or summer camps.
Competitive Rates
We offer some of the most competitive rates on Long Island.
Local Convenience
You can access your funds at over 55,000 fee-free ATMs nationwide or manage your savings through our online and mobile banking tools, available 24/7.
Featured Rate
Share Savings∓
0.100%
APY∓
$60.23
Minimum Balance to Earn
0.100%
Rate
Open your Jovia Savings account today.
It’s a smart and simple way to get started and makes saving easy. Setting aside even a little each month can make a big difference down the road. Plus, while you’re busy saving, your money is busy earning interest.
Setting Up Savings Accounts
The importance of saving money for your future and the basic knowledge of how savings accounts work may be well known, but a frequently asked question when starting to save, is how many savings accounts should I have? Learn why you may need more than one savings account, how much money you should have in each, and how to set them up in this article.
