Business Rates

Effective as of Friday, December 4, 2020

Business Checking

Name	Deposit to Open	Minimum Balance to earn APY	Rate	APY*	Earning Credit
Free Business Checking	$100.00	N/A	N/A	N/A	N/A
Business Checking with Interest	$100.00	N/A	0.250%	0.250%	N/A
Business Earning Credit Checking	$100.00	N/A	0.400%	N/A	0.400%

Free Business Checking
Deposit to Open	$100.00
Minimum Balance to earn APY	N/A
Rate	N/A
APY*	N/A
Earning Credit	N/A

Business Checking with Interest
Deposit to Open	$100.00
Minimum Balance to earn APY	N/A
Rate	0.250%
APY*	0.250%
Earning Credit	N/A

Business Earning Credit Checking
Deposit to Open	$100.00
Minimum Balance to earn APY	N/A
Rate	0.400%
APY*	N/A
Earning Credit	0.400%

View Business Checking

Business Savings

Name	APY*	Minimum to Earn	Rate
Business Savings	0.100%	$60.23	0.100%

Business Savings
APY*	0.100%
Minimum to Earn	$60.23
Rate	0.100%

View Business Savings

Business Money Market

Title	APY*	Minimum to Earn	Rate
Balances up to $24,999	0.150%	$2,500	0.150%
Balances $25,000-$49,999	0.250%	$25,000	0.250%
Balances $50,000-$99,999	0.250%	$50,000	0.250%
Balances $100,000-$249,999	0.350%	$100,000	0.350%
Balances over $250,000	0.400%	$250,000	0.400%

Balances up to $24,999
APY*	0.150%
Minimum to Earn	$2,500
Rate	0.150%

Balances $25,000-$49,999
APY*	0.250%
Minimum to Earn	$25,000
Rate	0.250%

Balances $50,000-$99,999
APY*	0.250%
Minimum to Earn	$50,000
Rate	0.250%

Balances $100,000-$249,999
APY*	0.350%
Minimum to Earn	$100,000
Rate	0.350%

Balances over $250,000
APY*	0.400%
Minimum to Earn	$250,000
Rate	0.400%

View Business Money Market

Business Certificates

Rate Title	APY*	Term	Minimum to Open	Rate
3-Month	0.300%	3 Months	$1,000	0.296%
6-Month	0.400%	6 Months	$1,000	0394%
1-Year	0.450%	12 Months	$1,000	0.443%
18-Month	0.600%	12 Months	$1,000	0.591%
2-Year	0.500%	24 Months	$1,000	0.492%
3-Year†	0.600%	36 Months	$1,000	0.591%
4-Year	0.750%	48 Months	$1,000	0.737%
5-Year	0.850%	60 Months	$1,000	0.835%

3-Month
APY*	0.300%
Term	3 Months
Minimum to Open	$1,000
Rate	0.296%

6-Month
APY*	0.400%
Term	6 Months
Minimum to Open	$1,000
Rate	0394%

1-Year
APY*	0.450%
Term	12 Months
Minimum to Open	$1,000
Rate	0.443%

18-Month
APY*	0.600%
Term	12 Months
Minimum to Open	$1,000
Rate	0.591%

2-Year
APY*	0.500%
Term	24 Months
Minimum to Open	$1,000
Rate	0.492%

3-Year†
APY*	0.600%
Term	36 Months
Minimum to Open	$1,000
Rate	0.591%

4-Year
APY*	0.750%
Term	48 Months
Minimum to Open	$1,000
Rate	0.737%

5-Year
APY*	0.850%
Term	60 Months
Minimum to Open	$1,000
Rate	0.835%

View Business Certificates

Disclosures:

* APY = Annual Percentage Yield. Assumes funds remain on deposit for a full year. Dividend rates on savings and checking accounts may change after the account is opened. Penalty may apply for early withdrawals from Term Certificates. Fees could reduce earnings on the account.

‡ APY = Annual Percentage Yield. Assumes funds remain on deposit until maturity. At maturity, the 18-month certificate will renew automatically to our basic 1-Year Term Certificate account and the 30-Month will renew to our basic 2-Year Term Certificate at the APY then in effect. Subject to change without notice. Penalties and fees may reduce earnings on accounts. Ask for details.

† APY = Annual Percentage Yield. Assumes funds remain on deposit for a full year. At maturity, this certificate will renew automatically as a 3-Year Term Certificate at the APY then in effect. Penalty may apply for early withdrawals; rate is subject to change without notice.

Rates and terms are subject to change without notice.