Bringing brighter banking to the Long Island community
Why us? We're a partner. We're on your side. With Jovia Financial Credit Union you can save more, earn more and lead the life you want. That’s why we call it banking on the bright side.
So if your bank is charging you fees to do your everyday banking, or not helping you earn enough on your savings or charging you high interest rates on a loan, it’s time to check us out.
As a credit union we offer all the services of any big bank, but our rates are better and our fees are lower. Simply put, we make your hard-earned money work harder for you.
But we also provide the kind of personal service big banks can’t offer. Because finances are about more than money. It's about your life –your daily needs and your long-term aspirations. We get that, we're here to make living your life better and easier.
Our mission is to provide superior financial products, attentive service, and unrivaled ease of doing business powered by the credit union spirit.
Our vision is to be the financial institution of choice based on value, convenience, and innovation.
Our PurposeOur purpose is to empower members to lead in life.
Jovia is a new name, but we've been around for more than 80 years
One day, eight decades ago, a group of school employees met in Valley Stream on Long Island to start a new venture. They agreed to pool their savings to make it easier and less expensive for members to save and borrow money from each other, rather than a bank. Those workers took charge of their future that day. That entrepreneurial spark became Nassau Educators Federal Credit Union or NEFCU for short.
Today, as Jovia Financial Credit Union, we are a thriving financial institution with more than $3 Billion in assets, branches throughout Long Island, and a network of over 55,000 ATMs worldwide. Jovia is a new kind of credit union, one focused on combining age-old service and value with the convenience that today’s technologies allow.
When you join Jovia, you're more than a dollar amount
When you join Jovia, you’re more than a customer with a dollar amount. You are a shareholder, which gets you access to great credit union member benefits like lower rates on loans, and higher earnings on deposits. Don’t just take our word for it. Listen to the voices of real members of our credit union as they tell their stories about the benefits of banking with us.
How Jovia helped Greg take his business to new heights.
Small businesses and their owners know that it requires more than passion and ideas to be successful. It requires having the right partners along with you for the journey.
How Jovia became like family to Mary.
In March 1973, Mary became a widow. Two years later, she found a job as a second grade teacher on Long Island. That's where her story with us begins.
What's the difference between a credit union and a bank?
Looking for a place to stash your hard-earned cash, but tired of banking where you’re just another customer? Maybe it’s time to invest your money in an institution where your account will give you a voice. Where’s that? Your local credit union. In this article we’ll discuss the differences between credit unions and banks and the key benefits to joining a credit union.