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Advice | Savings Account

How to Diversify Your Savings Portfolio With A Share Certificate

Did you know that your savings portfolio should be diversified just like your investments? Financial experts recommend giving your savings as much chance of growth as possible by diversifying.

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Budgeting | Credit Card

What is Credit Card Interest and How Does it Affect Me?

Getting your first credit card is super-exciting. Hello, independence! Unfortunately, many first-time credit card owners don’t know enough about credit card interest. And then it’s hello, long-term debt. We don’t want this to be you! So, we put together a quick guide on what you need to know about credit card interest and how it works:

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Security

Tax Season Safety Tips

Tax season brings with it the potential for fraud. The IRS flagged over 1 million tax returns for potential identity theft during the 2023 tax season, as reported by the U.S. Department of the Treasury. By March 2, 2023, the IRS had identified almost 1.1 million tax returns as potentially fraudulent, emphasizing the need for vigilance.

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Budgeting

Taking Steps Toward Financial Improvement for The New Year

The start of a new year is a great time to make financial changes that will help you lead the life you want to live. Lucky for you, you don’t have to do it alone. Jovia is here to help and offer you some financial improvement tips you can make this year.

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mother with her twin toddlers
Advice | Borrowing

How to Get By In an Emergency: Personal Loan or Credit Card?

We know unexpected expenses, by nature, can come out of nowhere. Your check engine light comes on, and your car requires you put another thousand dollars into keeping it on the road. Or, your air conditioner gives up during the longest heatwave you can remember. No matter what causes these personal catastrophes, they all have one thing in common: They’re expensive.

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