Personal Loans
Money when you need it
Stressed out by all the bills? Have unexpected expenses? Time to take a break or have some fun? We get that. A Jovia Personal Loan gets you the cash you need when you need it. Whether it’s for bill consolidation, wedding expenses, vacation, or something different, we can give you the money you need to get going and reduce your stress.

Fixed Rates
We offer low fixed rates that won’t put a strain on your wallet. After all, you’re likely looking for this loan because you need to take care of something. Why up the stress at an unreasonable rate? You can even set up automatic monthly payments so you don’t have to worry about missing a bill.
Flexible Options
We offer flexible loan terms for up to five years, and amounts that can be managed within your current financial situation, so you don’t have to worry about having another financial burden on your plate.
Fixed Rates
We offer low fixed rates that won’t put a strain on your wallet. After all, you’re likely looking for this loan because you need to take care of something. Why up the stress at an unreasonable rate? You can even set up automatic monthly payments so you don’t have to worry about missing a bill.
Flexible Options
We offer flexible loan terms for up to five years, and amounts that can be managed within your current financial situation, so you don’t have to worry about having another financial burden on your plate.
Featured Rates
12 Months
7.990%
APR‡‡
$87.28
Payment per Thousand
24 Months
7.990%
APR‡‡
$45.38
Payment per Thousand
36 Months
7.990%
APR‡‡
$31.44
Payment per Thousand
48 Months
7.990%
APR‡‡
$24.50
Payment per Thousand
Why turn to Jovia when things get personal?
- We turn your application around in a hurry, so you get the money you need quickly
- We help you set monthly payments so you can budget and never miss a bill
- We offer flexible terms for up to five years
How to Apply for a Personal Loan
If you’re in need of some breathing room, a personal loan can help. Whether you’re managing unexpected expenses, making a major purchase or just want to have some fun, a personal loan can be used for almost anything. We’ll explain how to apply for a loan and what you need to get started.
