Savings Accounts
It's smart and simple
We know putting cash away for a rainy day isn’t always easy. But with a Jovia Savings Account, you can get going with as little as $5. It’s easy to open, offers a great rate, and gives you access to all the advantages of Jovia membership, too.
Low Minimums
Jovia Savings Accounts are a smart and simple way to get started and makes saving easy. Setting aside even a little each month can make a big difference down the road. That’s why the required amount to open is $5 (that’s a cup of coffee these days!). Plus, while you’re busy saving, your money is busy earning interest.
Flexible Options
Whether you’re a new saver in your 20’s or looking to grow your savings in your 40’s, Jovia offers dividend-earning accounts to bring you closer to your savings goals.
Competitive Rates
We offer some of the most competitive rates on Long Island.
Local Convenience
You can access your funds at over 55,000 fee-free ATMs nationwide or manage your savings through our online and mobile banking tools, available 24/7.
Low Minimums
Jovia Savings Accounts are a smart and simple way to get started and makes saving easy. Setting aside even a little each month can make a big difference down the road. That’s why the required amount to open is $5 (that’s a cup of coffee these days!). Plus, while you’re busy saving, your money is busy earning interest.
Flexible Options
Whether you’re a new saver in your 20’s or looking to grow your savings in your 40’s, Jovia offers dividend-earning accounts to bring you closer to your savings goals.
Competitive Rates
We offer some of the most competitive rates on Long Island.
Local Convenience
You can access your funds at over 55,000 fee-free ATMs nationwide or manage your savings through our online and mobile banking tools, available 24/7.
Featured Rates
Share Savings∓
IRA Liquid Savings±
Open your Jovia Savings account today.
It’s a smart and simple way to get started and makes saving easy. Setting aside even a little each month can make a big difference down the road. Plus, while you’re busy saving, your money is busy earning interest.
Disclosures:
∓ APY = Annual Percentage Yield. Rates on Savings accounts may change after the account is opened. Minimum balance to earn APY is based on a 30-day month. A minimum of $5 must be maintained in a Savings account to have access to all of our products and services. Fees may reduce earnings on the account.
Regulation D is a Federal Reserve regulation which limits monthly withdrawals from savings accounts. Withdrawing/transferring from savings more than 6 times in one month will result in a fee.
± APY = Annual Percentage Yield. Minimum to earn APY is $3.03. Rates subject to change without notice. Fees and penalties may reduce earnings on the account. Consult with your tax advisor regarding tax deductibility. A minimum of $5 must be maintained in a Savings account to have access to all of our products and services.