NEFCU is now Jovia Financial Credit Union! Although we've changed our name, our commitment to you remains the same. Start banking on the bright side with Jovia today. Learn More

Savings Accounts

It's smart and simple

We know putting cash away for a rainy day isn’t always easy. But with a Jovia Savings Account, you can get going with as little as $5. It’s easy to open, offers a great rate, and gives you access to all the advantages of Jovia membership, too.

Low Minimums

Jovia Savings Accounts are a smart and simple way to get started and makes saving easy. Setting aside even a little each month can make a big difference down the road. That’s why the required amount to open is $5 (that’s a cup of coffee these days!). Plus, while you’re busy saving, your money is busy earning interest.

Flexible Options

Saving for something special? We can help! Our special purpose savings accounts provide a structured way for you to put money aside for those fun times such as holiday gifts, vacations or summer camps.

Competitive Rates

We offer some of the most competitive rates on Long Island.

Local Convenience

You can access your funds at over 55,000 fee-free ATMs nationwide or manage your savings through our online and mobile banking tools, available 24/7.

Featured Rates

Share Savings∓

0.300%

APY∓

$20.28

Minimum Balance to Earn

0.300%

Rate

IRA Liquid Savings±

2.000%

APY±

$3.03

Minimum Balance to Earn

1.984%

Rate

Open your Jovia Savings account today.

It’s a smart and simple way to get started and makes saving easy. Setting aside even a little each month can make a big difference down the road. Plus, while you’re busy saving, your money is busy earning interest.

Open Account

Disclosures:

APY = Annual Percentage Yield. Rates on Savings accounts may change after the account is opened. Minimum balance to earn APY is based on a 30-day month. A minimum of $5 must be maintained in a Savings account to have access to all of our products and services. Fees may reduce earnings on the account.

Regulation D is a Federal Reserve regulation which limits monthly withdrawals from savings accounts. Withdrawing/transferring from savings more than 6 times in one month will result in a fee.

± APY = Annual Percentage Yield. Minimum to earn APY is $3.03. Rates subject to change without notice. Fees and penalties may reduce earnings on the account. Consult with your tax advisor regarding tax deductibility. A minimum of $5 must be maintained in a Savings account to have access to all of our products and services.