NEFCU is now Jovia Financial Credit Union! Although we've changed our name, our commitment to you remains the same. Start banking on the bright side with Jovia today. Learn More

Youth Accounts

Good habits start early

Learning how to save and spend responsibly can make a big difference in a child’s life, and yours! Our youth accounts can help your kids lay the foundation of future financial success.

We offer two great youth programs that teach kids how to manage money through age-appropriate tools. Open a Dollar Dog Kids Account for kids ages 10 and under, or an Elements Teen Club account for kids 11-17. Visit your local Jovia branch and get your kids started today!

Convenient

We make it easy for you to get your kids off to a good start with different options and solutions available. Members have easy access to funds at branch locations and through our online banking and mobile banking services. Plus, members can learn about managing finances through an interactive website and quarterly newsletter.

Simple

We make it simple and faster to save with automatic deposits or transfers. All you have to do is set it and forget it. Their balance will continue to grow!

Competitive Rates

We offer competitive interest rates that compound daily.

Rates

Dollar Dog Kids Share•

1.005%

APY**

$5.00

Minimum to Open

$20.28

Minimum to Earn

1.000%

Rate

Elements Teen Share•• 

1.005%

APY**

$5.00

Minimum to Open

$20.28

Minimum to Earn APY

1.000%

Rate

Disclosures:

** APY = Annual Percentage Yield. Must meet account qualifications to earn APY. Rates and terms are subject to change without notice.

Dollar Dog account requires a $5 initial deposit. Dollar Dog is a registered trademark of Marketing Partners. A parent, legal guardian, or an adult member of the child's family must be a joint owner on the Dollar Dog Savings account, the Jovia Free Checking account and/or Visa® Debit Card for teens under the age of 17.

•• Elements Teen Savings account requires a $5 initial deposit. Minimum balance to earn APY is based on a 30-day month.