Visa® Signature
Earn as you spend
Use your card a lot? Why not earn as you spend! Jovia’s Visa® Signature Credit Card is the right choice for you. Earn 1.25 points for every dollar you spend, and use the points for travel, merchandise, gift cards or cash. And if you spend $2,000 during the first three months, you’ll get an additional 20,000 points!¤
With rich rewards and a great rate, this card also has no annual fee, and no balance transfer or foreign transaction fees. Plus, you get Price Protection, Trip Cancellation Insurance and more!
Bonus Rewards
Spend $2,000 during the first three months and earn an additional 20,000 points. Redeem points for travel, merchandise and even cash back.¤
Save Money
In addition to a great low rate, a Jovia Visa® Signature Elite Card has no annual, balance transfer, or foreign transaction fees.
Convenience
Use your Jovia Visa® Signature Card to pay for purchases with Apply Pay, Samsung Pay, and Google Pay.
Security
Manage your spending and protect your card against fraud with card alerts.
Bonus Rewards
Spend $2,000 during the first three months and earn an additional 20,000 points. Redeem points for travel, merchandise and even cash back.¤
Save Money
In addition to a great low rate, a Jovia Visa® Signature Elite Card has no annual, balance transfer, or foreign transaction fees.
Convenience
Use your Jovia Visa® Signature Card to pay for purchases with Apply Pay, Samsung Pay, and Google Pay.
Security
Manage your spending and protect your card against fraud with card alerts.
FAQs
Yes, you can! Our Visa® Credit and Debit cards can be used internationally anywhere Visa® is accepted. Just be sure to submit a travel notification prior to your trip.
Travel notifications can be placed through our Online Banking platform. Be sure to give us a few days notice so we can set up your account appropriately.
Travel notifications submitted Monday through Friday before 4:00pm will be processed that day.
To report a travel notification after 4:00pm weekdays, Saturday, Sunday and Holidays, please call the following numbers directly:
- Debit Cards: (866) 820-8793
- Credit Cards: (866) 820-3031
Travel dates cannot exceed one (1) year. You would need to notify the credit union annually to extend travel dates.
At this time, only our Signature Elite Visa® Credit Card offers travel cancellation protection.
We take our member's security very seriously. If you feel there was an unauthorized transaction on your account, we are committed to investigating your claim.
- Debit or Credit Card (DBT/POS) transaction
- Many times disputes can be resolved quickly by contacting the merchant directly. If you are unable to resolve the dispute with the merchant, you can file your dispute with us. Please complete the Visa® Charge Dispute Form and submit it electronically. Any additional information such as receipts that may assist in resolving the dispute, should be indicated on the form. Disputes can take up to 60 days to resolve.
- Unauthorized Withdrawal (ACH/non-debit or credit)
- If you are on an account with another individual, consult with them first to verify that he/she did not authorize the withdrawal. If the withdrawal was not authorized by any of the account owners, please complete an Unauthorized Withdrawal Form.
- Was the fraudulent transaction a check? This would be a check that was stolen and signed by someone else other than the signors on the account. In this case, a police report is required along with a Fraudulent Check Form. Documents should be forwarded to the Sharedraft Administrator in Deposit Operations for further processing.
- Documents must be received with 60 days of the item being presented to the account to receive provisional credit.
- When will I receive provisional credit? Upon receiving the proper documents by 10:30 am, the account will be credited by the end of that business day.